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Serving Linn County since 1997.

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Account Comparison

Home Personal Account Comparison
 Simple CheckingInterest
Checking
Prime CheckingGolden
Savings
Platinum
Savings
Kids
Savings
Money
Market

Initial Deposit Requirement

$100.00

$1,000.00

N/A

$100.00

$1,000.00

N/A$2,500

Number of Free Deposits

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited6

Number of Free Debits

UnlimitedUnlimitedUnlimited5555

Monthly Maintenance Fees

N/A

$7.50 per statement cycle if the monthly average available balance falls below $1,000.00

 

N/A

$5.00 per statement cycle if the monthly average available balance falls below $100.00

 

$10.00 per statement cycle if the monthly average available balance falls below $1,000.00

 

N/A

$10.00 per statement cycle if the monthly average available balance falls below $2,500.00

Transaction Fees

N/A

N/A

N/A

$2.00 for each withdrawal in excess of five per statement cycle

$2.00 for each withdrawal in excess of five per statement cycle

 

$2.00 for each withdrawal in excess of five per statement cycle

$2.00 for each deposit in excess of 5, $2.00 for each withdrawal in excess of 5 per statement cycle

Minimum Balance Requirement

No minimum balance to maintain.

Interest is paid when the average daily available balance is $1,000.00

Interest is paid when the average daily available balance is $500.00

Interest is paid when the average daily available balance is $100.00 or greater

Interest is paid when the average daily available balance is $1,000.00 or greater

Interest is paid when the average daily available balance is $50.00 or greater

Interest is paid when the average daily available balance is $2,500.00 or greater

Debit Card Available

Yes

YesYes

Yes, If linked to a checking account

Yes, If linked to a checking account

N/A

Yes, If linked to a checking account

Online Banking

Yes

Yes

Yes

Yes

Yes

YesYes
Bill Pay

Yes

YesYesN/AN/AN/AN/A
Statement FeeIf you would like to avoid the monthly statement fee of $3.00, simply enroll in e-statements through online banking.N/AN/AN/AN/AN/AN/A